Lifewise Funding is one of our top picks for fast and easily reachable financing – minus the cumbersome fees. Having been in the trade for years, they recognize that most patrons need secure, accessible, and legitimate financial solutions to their looming debt issues. Lifewise Funding's entirely digitized process gives way to prompt, simple, and convenient funding options without costing much. Loans are quickly processed online, loan requirements are minimal, and applicants only need to fill out a form online.

Funding need not be expensive with the help of Lifewise Funding. The brand delivers easy repayment options for its clients that fit their financial situation and budget. This makes payments more attainable and manageable. Installment schemes can range from twelve months to sixty months, contingent on the loan amount and the borrower's debt-income ratio. You can opt to pay off your loan for a reduced term by paying higher monthly payments or lower monthly payments for a more extended period.

Lifewise Funding is popular on many online review sites for its no-nonsense service and upfront rates. You can expect to be billed only for what you were quoted for – without worrying about mid-contract price surges, hidden fees, and the like. The company's annual percentage rate is also compliant with the rates approved by the FTC (2.99-4.99%) with fewer miscellaneous fees than most lenders.

We're ultimately impressed by the rates and speed delivered by Lifewise Funding. While most companies struggle to provide funding in less than a week, they effortlessly provide it in just 24 to 48 hours. The company also has minimal loan eligibility requirements with a simple and innovative platform that makes funding easily accessible to everyone.